To use your Apple Cash like a debit card, you can set up and link your Apple Cash card to Apple Pay. Here’s how you can do it:

1. Set Up Apple Cash:

If you haven’t set up Apple Cash yet, follow these steps:

  • Open the Wallet app on your iPhone.
  • Tap on the “+” (plus) button to add a card.
  • Choose “Apple Cash” and follow the on-screen instructions to set up your Apple Cash account.

2. Add Apple Cash to Apple Pay:

Once you’ve set up Apple Cash, you can add it to Apple Pay:

  • Open the Settings app on your iPhone.
  • Scroll down and select “Wallet & Apple Pay.”
  • Tap on “Apple Cash.”
  • Choose “Set Up Apple Cash” if you haven’t done this already.
  • Follow the prompts to add your Apple Cash to Apple Pay.

3. Use Apple Cash in Stores:

After setting up Apple Cash in Apple Pay, you can use it like a debit card in stores that accept contactless payments. Here’s how:

  • Look for the contactless payment symbol at the cashier or payment terminal.
  • Hold your iPhone near the terminal.
  • Authenticate with Face ID, Touch ID, or your device passcode.
  • Select your Apple Cash card as the payment method.
  • Complete the payment.

4. Online and In-App Purchases:

You can also use Apple Cash for online and in-app purchases. Here’s how:

  • Choose Apple Pay as your payment method during checkout.
  • Authenticate with Face ID, Touch ID, or your device passcode.
  • Select your Apple Cash card as the payment source.

5. Peer-to-Peer Transactions:

You can send and receive money from friends and family using Apple Cash within the Messages app:

  • Open the Messages app.
  • Open a conversation.
  • Tap on the Apple Pay icon.
  • Enter the amount and tap “Pay” or “Request.”


  • Funds in Apple Cash:
    • Ensure that you have sufficient funds in your Apple Cash account before making purchases.
  • Linked Bank Account:
    • If you want to add funds to your Apple Cash account, you can link it to your bank account and transfer money.
  • Security:
    • Apple Pay is secured with biometric authentication (Face ID or Touch ID) and is designed to keep your transactions private and secure.

By following these steps, you can use your Apple Cash through Apple Pay for various transactions, both in-person and online. Keep in mind that the availability of Apple Pay and Apple Cash features may vary by region and financial institution.

Leave a Reply

Your email address will not be published. Required fields are marked *